Healthcare & Health Services Insurance

Businesses in the healthcare industry face a variety of complex challenges, including rapid technology changes, regulatory compliance, the safety of patients and employees and the potential for litigation and social inflation. Having the right insurance to help protect your business has never been more important.

Innovative Coverage for the Healthcare Industry


Berkley can provide insurance products for a wide range of healthcare businesses from hospitals and outpatient facilities, nursing homes, and clinical trials to the production and distribution of medical equipment. Our underwriting, claims and risk management professionals understand these operations and can tailor solutions to help protect your business.

Check out our Berkley Locator to discover which Berkley insurance business may be right for your Healthcare Liability insurance needs.

How We Can Protect Your Healthcare Business

The healthcare industry faces rapid changes in technology, an evolving regulatory environment and the potential for litigation and large jury awards. These exposures demand cutting-edge insurance solutions combined with traditional healthcare insurance products to meet the increasing complexity of the industry. 


Our Healthcare Insurance Products include: 

  • Hospital Professional Liability

  • Medical Professional Liability 

  • General Liability 

  • Products Liability 

  • Workers Compensation  

  • Auto 

  • Umbrella/Excess Liability  

  • Management Liability including:

    • Directors & Officers Liability 

    • Employment Practices Liability   

    • Fiduciary 

    • Crime 

The Types of Businesses We Serve

We have expertise insuring a variety of businesses in the healthcare industry, including but not limited to the following: 


Hospitals and Health Care Systems


Senior Living and Long-Term Care

  • Skilled, Assisted, Independent 

  • Hospice Care  

Allied and Ancillary 

  • Physician Practices 

  • Dental Practices 

  • Ambulatory Surgery Centers 

  • Urgent Care Centers 

  • Imaging Centers  

  • Social Service Organizations 

  • Home Healthcare 

  • Dialysis Centers 

  • Laboratories 

  • Health Care Staffing Firms

Managed Care

  • Health Maintenance Organizations 

  • Preferred Provider Organizations 

  • Dental Preferred Provider Organizations 

  • Utilization Review Organizations 

  • Independent Practice Associations 

  • Credentialing Verification Organizations

Research, Development & Clinical Trials


Sales, Service, Production of Medical Equipment  

Berkley Locator

See how Berkley can help

Choose an industry and/or product to find the best Berkley solution for your needs. Or click Search to view all Berkley insurance providers.

What Our Customers Say

“I was very fortunate to have Preferred Employers Insurance take over my case. I was at a standstill until their team started handling my situation. The company is great at what they do and anyone else who has the pleasure of working with them will find out the same! Thanks again so very much!”

— Frank V.

Waste Water Operator, Planada Community Service District.

“Berkley One has been amazing!!! You have really gone above and beyond for us and made this very annoying accident as easy as possible.”

— Amy G.

Client in Illinois.

“I am incredibly pleased with the claim management, guidance, consult calls and quality of service we receive from Midwest Employers Casualty. The team is committed to prompt and efficient service - and is readily available for consult calls. The process is effortless, efficient, seamless and productive.”

— Tawanna B.

Senior Benefits Manager, Blue Cross Blue Shield of Michigan.

“Our Berkley Environmental Claims Adjustor has been incredibly responsive to us, and has clearly taken the time to research the particulars of this claim. She has contacted and spoken with our client, and has explained to him and to us what she has been able to determine from her thorough research of the information presented so far in this claim. I am thankful that we have a competent, professional, dedicated, and pleasant-to-work-with adjuster in our corner.”

— Mary F.

Business Manager, Tech Painting Co.