Environmental Insurance

Environmental insurance can protect a variety of businesses, including contractors, consultants, manufacturers, waste treatment, recycling and disposal facilities, from property losses and liability resulting from pollution claims.

A Broad Range of Environmental Coverage


Berkley’s experienced and proactive team of underwriters, claims and risk management professionals, combined with our broad range of coverages, can help businesses manage and mitigate their environmental risks. Our services go beyond the policy form and focus on the business needs of each customer, including emergency response assistance.

Check out our Berkley Locator to discover which Berkley insurance business may be right for your Environmental insurance needs.

Our Environmental Insurance Coverage

Berkley has a wide array of admitted and non-admitted coverages for most businesses that have environmental exposures.  Our environmental insurance products include:

  • Contractors' Pollution Liability – can provide third party coverage for bodily injury, property damage, defense and cleanup as result of unexpected pollution from contracting operations. 

  • Professional Liability – can provide coverage for damages resulting from an actual or alleged act, error, or omission in the performing of professional services.  

  • Site Specific Pollution Liability – can cover claims arising from the unexpected release of pollutions at, on, or migrating from a specific location.

Additional coverages available include:

  • General Liability 

  • Commercial Auto 

  • Workers Compensation 

  • Excess Liability

Beyond insurance coverage, value-added services available include:

  • An online virtual library provides accident prevention and safety related information to help improve your business operations.  

  • An emergency response team is available 24/7 at pre-negotiated rates to assist businesses when environmental spills or releases happen.

Types of Businesses We Serve

Berkley offers a broad range of environmental products and programs for various types of businesses, including:

  • Asbestos, lead and mold abatement testing or consulting 

  • Chemical and general manufacturing and more 

  • Cleanup and remediation of pollutants 

  • Commercial buildings, warehouses and storage facilities 

  • Contracting including Demolition, Drilling, Electrical, Excavation HVAC, Insulation, and more 

  • Environmental consulting and engineering 

  • Environmental Site Assessments – Phases I, II and III 

  • Hazardous and non-hazardous waste landfills, management and disposal 

  • Industrial maintenance and cleaning 

  • Installation, removal, and cleaning of storage tanks 

  • Laboratories 

  • Pipeline construction and maintenance 

  • Recycling and waste treatment facilities, shopping centers, vacant land, and contaminated properties

Berkley Locator

See how Berkley can help

Choose an industry and/or product to find the best Berkley solution for your needs. Or click Search to view all Berkley insurance providers.

What Our Customers Say

“I was very fortunate to have Preferred Employers Insurance take over my case. I was at a standstill until their team started handling my situation. The company is great at what they do and anyone else who has the pleasure of working with them will find out the same! Thanks again so very much!”

— Frank V.

Waste Water Operator, Planada Community Service District.

“Berkley One has been amazing!!! You have really gone above and beyond for us and made this very annoying accident as easy as possible.”

— Amy G.

Client in Illinois.

“I am incredibly pleased with the claim management, guidance, consult calls and quality of service we receive from Midwest Employers Casualty. The team is committed to prompt and efficient service - and is readily available for consult calls. The process is effortless, efficient, seamless and productive.”

— Tawanna B.

Senior Benefits Manager, Blue Cross Blue Shield of Michigan.

“Our Berkley Environmental Claims Adjustor has been incredibly responsive to us, and has clearly taken the time to research the particulars of this claim. She has contacted and spoken with our client, and has explained to him and to us what she has been able to determine from her thorough research of the information presented so far in this claim. I am thankful that we have a competent, professional, dedicated, and pleasant-to-work-with adjuster in our corner.”

— Mary F.

Business Manager, Tech Painting Co.