Medical Professional Liability

Medical professional liability insurance (MPLI), or medical malpractice coverage, can provide healthcare professionals with financial protection against claims of negligent acts, errors or omissions which cause injury or death to a patient.

Experts in Medical Professional Liability


Berkley provides a fresh perspective on traditional healthcare insurance products while applying new concepts and flexibility in managing your overall business risk. Our medical professional liability experts understand existing and emerging risks associated with the healthcare industry, including technology, law, public welfare and social factors as well as the importance of having the right coverage solutions.

Check out our Berkley Locator to discover which Berkley insurance business may be right for your Professional Liability—Medical insurance needs. 

How We Can Help to Protect You

Berkley offers a risk management platform where healthcare professionals have access to specific loss prevention information that can help manage the risks related to patient safety. Our analytics database provides information to aid understanding the current trends and issues facing many healthcare professionals. It includes insights about your professional liability costs and allows you to benchmark against your peers, region or industry that may result in a reduction of your liability costs. Berkley’s claims service supports your business in an effort to lower claim costs and offers a customer-centric dispute resolution process.


Berkley offers a full range of medical professional liability insurance coverage options for many in the medical profession and healthcare facilities, including:

  • Physicians, Surgeons, and Nurses 

  • Diagnostic Imaging/Radiology Professionals 

  • Home Healthcare Professionals 

  • Long Term Care/Hospice Professionals 

  • Physical Therapists/Chiropractic Professionals  

  • Dermatology/Medical Spa Professionals  

  • Dental Professionals 

  • Optometrists 

  • Hospitals and Clinics 

  • Rehabilitation Centers 

  • Pathology Labs & Diagnostic Centers 

  • Other Ancillary Healthcare Providers or Facilities

Healthcare coverages typically available, in addition to medical professional liability insurance (MPLI) or medical malpractice, are:

  • General Liability  

  • Excess Liability  

  • Directors & Officers Liability 

  • Employment Practices Liability 

  • Fiduciary Liability  

  • Crime

Berkley Locator

Find your Berkley solution

Choose an industry and/or product to find the best Berkley solution for your needs. Or click Search to view all Berkley insurance providers.

What Our Customers Say

“I was very fortunate to have Preferred Employers Insurance take over my case. I was at a standstill until their team started handling my situation. The company is great at what they do and anyone else who has the pleasure of working with them will find out the same! Thanks again so very much!”

— Frank V.

Waste Water Operator, Planada Community Service District.

“Berkley One has been amazing!!! You have really gone above and beyond for us and made this very annoying accident as easy as possible.”

— Amy G.

Client in Illinois.

“I am incredibly pleased with the claim management, guidance, consult calls and quality of service we receive from Midwest Employers Casualty. The team is committed to prompt and efficient service - and is readily available for consult calls. The process is effortless, efficient, seamless and productive.”

— Tawanna B.

Senior Benefits Manager, Blue Cross Blue Shield of Michigan.

“Our Berkley Environmental Claims Adjustor has been incredibly responsive to us, and has clearly taken the time to research the particulars of this claim. She has contacted and spoken with our client, and has explained to him and to us what she has been able to determine from her thorough research of the information presented so far in this claim. I am thankful that we have a competent, professional, dedicated, and pleasant-to-work-with adjuster in our corner.”

— Mary F.

Business Manager, Tech Painting Co.