Medical Professional Liability Insurance

Medical professional liability insurance (MPLI)—often known as medical malpractice coverage—provides essential financial protection for healthcare professionals when allegations of negligence, errors or omissions arise. It helps safeguard you and your practice from the significant consequences of patient injury or death claims, allowing you to focus on delivering exceptional care with confidence.

Experts in medical professional liability

Berkley brings a fresh perspective to medical professional liability by rethinking traditional healthcare insurance and introducing more flexible, forward‑looking ways to manage risk. Our specialists understand the complex and rapidly evolving landscape healthcare organizations face—from advancements in technology and shifting legal requirements to heightened public expectations and emerging industry pressures.

 

This deep, multidisciplinary expertise enables us to help you anticipate vulnerabilities, adapt to changing demands, and secure coverage solutions tailored to your unique environment. With Berkley, you gain a partner committed not only to protecting your practice today but also to strengthening your resilience for the challenges ahead.

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How we can help to protect you

Berkley provides a comprehensive risk‑management platform designed to help healthcare professionals strengthen patient safety, reduce exposure, and make more informed decisions. Through access to specialized loss‑prevention resources and an advanced analytics database, you gain valuable insight into emerging trends, industry benchmarks, and the factors driving your professional liability costs—empowering you to identify opportunities for improvement that may ultimately reduce your overall risk.

 

Our dedicated claims team supports you with a customer‑focused, solutions‑driven approach aimed at minimizing claim costs while preserving the patient‑provider relationship. 

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Healthcare Coverage

Berkley offers a full range of medical professional liability insurance coverage options for many in the medical profession and healthcare facilities, including:

  • Physicians, Surgeons, and Nurses
  • Diagnostic Imaging/Radiology Professionals
  • Home Healthcare Professionals
  • Long Term Care/Hospice Professionals
  • Physical Therapists/Chiropractic Professionals
  • Dermatology/Medical Spa Professionals
  • Dental Professionals
  • Optometrists
  • Hospitals and Clinics
  • Rehabilitation Centers
  • Pathology Labs & Diagnostic Centers
  • Other Ancillary Healthcare Providers or Facilities
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Medical Liability Coverages

Healthcare coverages typically available, in addition to medical professional liability insurance (MPLI) or medical malpractice, are:

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