Inland Marine and Builder’s Risk

Inland marine insurance covers damage to specialized property, such as equipment and materials, while in transit or stored at a temporary location. Builder’s risk insurance protects owners, builders and contractors from damages to buildings, structures, materials and equipment caused by events such as fire, theft or vandalism during construction.

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Berkley has experienced and responsive inland marine and builder’s risk insurance experts who thoroughly understand this insurance. We can help to optimize coverage to provide peace of mind that your inland marine and builder’s risk insurance needs, however complicated, are thoughtfully addressed.

Check out our Berkley Locator to discover which Berkley insurance business may be right for your Inland Marine and Builder’s Risk insurance needs.

Inland Marine and Builder’s Risk Insurance Can Help Protect Your Business

Inland marine insurance can cover a wide variety of specialized types of property, including contractor’s equipment, medical equipment, fine arts, cameras, musical instruments, solar panels and wind turbines, from physical damage threats, including fire, water, collapse, theft, vandalism and weather-related events, while such property is being transported or stored at a temporary location.  Over the road collisions or accidents can also cause damage to property in transit, so it’s important to have experienced underwriting and claims professionals who understand these risks and can tailor insurance to meet your needs.    


Buildings under construction face a great number of physical damage threats including fire, water, collapse, theft, vandalism and weather-related events. Builder’s risk insurance can help cover the direct and related costs and expenses due to damages during projects for new construction or renovations to buildings or structures.  Some common construction projects requiring builder’s risk coverage are commercial, retail, residential, manufacturing, institutional and infrastructure. Our risk management resources include industry specific best practices and general resource information from OSHA, SAFER, CAMEO and NFPA.


Examples of Inland Marine and Builder’s Risk Coverages typically available: 

  • Contractors Equipment – can protect owned, leased, rented, or borrowed equipment in your care—wherever at a location or in transit 

  • Motor Truck Cargo – can protect against direct physical damage to cargo while handling or hauling product, equipment or other items either by common carrier or your own vehicles 

  • Logistics Legal Liability – can protect against losses to cargo and shipments of a third party 

  • Installation Floaters- can protect materials, equipment, machinery or supplies in transit or at a temporary location  

  • Warehouse Legal Liability – can protect against the failure of a warehouse operator to protect the handling or storage of a customer’s goods which results in loss or damage to those goods 

  • Riggers Legal Liability – can protect the rigger’s liability for the value of the equipment on the hook that does not belong to the rigger 

  • Freight Forwarder and Freight Broker Legal Liability - can provide coverage to a freight forwarder or broker for their liability for physical loss of or damage to customers cargo   

  • Trailer Interchange – can provide physical damage coverage for a non-owned trailer in your care, custody and control

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