Commercial Package and Business Owners Policies

Commercial Package (CPP) and Business Owner (BOP) policies offer a smart, streamlined way to protect your business by combining essential insurance coverages into a single, cohesive solution. These policies can include property, general liability, inland marine, auto, and more—safeguarding your operation from a wide range of exposures in one convenient offering. A BOP is ideal for small to mid-sized businesses seeking simplicity and value, while a CPP provides flexibility and depth for larger or more complex operations.

Packaged for Insurance Protection

Berkley delivers comprehensive, conveniently packaged insurance solutions designed to help safeguard small to large businesses from the wide range of risks they face. By combining essential coverages into a single, streamlined policy, we make it easier for businesses to get the protection they need—without unnecessary complexity.

 

Our empowered underwriting, claims, and risk management teams bring deep expertise across multiple industries, enabling us to understand your unique challenges and respond with tailored solutions. From everyday exposures to more complex risks, we’re committed to providing exceptional service, thoughtful guidance, and reliable protection that helps your business stay resilient and prepared for whatever comes next.

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Protection against the unexpected

For many businesses, simplicity, value, and reliable protection matter most. That’s why Business Owners Policies (BOP) and Commercial Package Policies (CPP) are such attractive solutions—they bundle essential coverages into one convenient, cost‑effective offering. A Berkley BOP or CPP helps safeguard your operations with the core property and liability protections you rely on every day, along with additional options that tailor coverage to your unique risks.

Coverage options can include:

  • Commercial Property: helps protect your buildings, equipment, and business contents from physical damage caused by fire, vandalism, or natural perils like wind, lightning, and hail, while also covering lost income and extra expenses from unexpected disruptions.  
  • General Liability: can protect your business from claims involving bodily injury, property damage, or personal injury arising from your operations, services, or products.
  • Commercial Auto: provides coverage for bodily injury, property damage, and physical damage resulting from accidents involving your business autos, trucks, tractors, or trailers.
  • Inland Marine coverage: helps protect specialized property—such as tools, equipment, and materials—while in transit or stored at temporary locations, ensuring your assets stay protected wherever work takes you.
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Broaden your protection with optional coverages

Beyond standard policy components, your Businessowners Policy (BOP) or Commercial Package Policy (CPP) can be tailored even further to fit your unique risk profile. These optional coverages help strengthen your protection, expand your financial security, and address exposures that traditional policies may not fully cover.

Explore options with our locator tool

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