Commercial General Liability Insurance

Commercial general liability insurance can help protect you and your business against claims for bodily injury, property damage, and personal injury resulting from your services, operations, and products.

Tailored General Liability Coverage


Berkley offers comprehensive general liability insurance and risk management services that can help protect your business from legal liabilities stemming from your day to day business operations. We are experienced in providing tailored commercial general liability insurance for small businesses and large, across a wide range of industries.

Check out our Berkley Locator to discover which Berkley insurance business may be right for your commercial general liability insurance needs.

Commercial General Liability Insurance Can Help Protect Your Business

Operating your business without general liability insurance can expose you to financial risk


Businesses that should have commercial general liability insurance include those that:

  • Interact with customers face-to-face
  • Directly handle customers’ property
  • Perform work on job sites or other premises
  • Sell products
  • Advertise or market products or services
  • Subcontract work done on their customers’ behalf
  • Enter into contracts, lease, or service agreements that require them to have general liability coverage

Commercial general liability can help address:

  • Litigation and settlement expenses – for the investigation, litigation and settlement for bodily injury or property damage claims, if your business is sued
  • Medical payment – for injuries to non-employees, whether your business is at fault or not
  • Personal and advertising injury – for your organization’s actions that may be deemed offenses of libel, slander, invasion of privacy or copyright infringement
  • Products and completed operations – for costs associated with injury or damage due to your businesses’ products or completed operations
  • Supplementary payments - including bail bonds, prejudgment interest and reasonable expenses
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Choose an industry and/or product to find the best Berkley solution for your needs. Or click Search to view all Berkley insurance providers. 

What Our Customers Say

“I was very fortunate to have Preferred Employers Insurance take over my case. I was at a standstill until their team started handling my situation. The company is great at what they do and anyone else who has the pleasure of working with them will find out the same! Thanks again so very much!”

— Frank V.

Waste Water Operator, Planada Community Service District.

“Berkley One has been amazing!!! You have really gone above and beyond for us and made this very annoying accident as easy as possible.”

— Amy G.

Client in Illinois.

“I am incredibly pleased with the claim management, guidance, consult calls and quality of service we receive from Midwest Employers Casualty. The team is committed to prompt and efficient service - and is readily available for consult calls. The process is effortless, efficient, seamless and productive.”

— Tawanna B.

Senior Benefits Manager, Blue Cross Blue Shield of Michigan.

“Our Berkley Environmental Claims Adjustor has been incredibly responsive to us, and has clearly taken the time to research the particulars of this claim. She has contacted and spoken with our client, and has explained to him and to us what she has been able to determine from her thorough research of the information presented so far in this claim. I am thankful that we have a competent, professional, dedicated, and pleasant-to-work-with adjuster in our corner.”

— Mary F.

Business Manager, Tech Painting Co.