Treaty and Facultative Reinsurance

Reinsurance is often described as insurance for insurance companies; it’s a way of transferring some of the financial risk that an insurance company assumes. There are generally two types of reinsurance: treaty, which covers a portfolio of policies, and facultative, which covers an individual risk.

Treaty and Facultative Reinsurance Experts


Berkley is a global provider of treaty and facultative reinsurance on a variety of products. We provide unparalleled service through our underwriters’ expertise and ability to tailor reinsurance products that respond quickly to changes in market conditions and specific customer needs.

Check out our Berkley Locator to discover which Berkley reinsurance business may be right for your treaty and facultative needs.

How Reinsurance Can Help

Berkley is a specialty Property & Casualty reinsurer that supports a wide range of small, middle-market, and national insurance companies with personal and commercial business solutions. This allows other insurance companies to reduce their liability by transferring a portion of the financial risk to Berkley through treaty and facultative placements. Reinsurance is an essential tool insurance companies use to manage risks and the amount of capital they must hold to support those risks. Berkley can do more than just provide reinsurance capacity to our customers on a proportional or excess of loss basis—we can also assist our customers who enter into new classes or businesses or help develop products that are new to the market.


Examples of Berkley’s reinsurance products, include the following: 


Treaty and Facultative:

Berkley Locator

Find your Berkley solution

If you have specific product or industry needs, use the Berkley Locator to find specialized insurance solutions for you.

What Our Customers Say

“I was very fortunate to have Preferred Employers Insurance take over my case. I was at a standstill until their team started handling my situation. The company is great at what they do and anyone else who has the pleasure of working with them will find out the same! Thanks again so very much!”

— Frank V.

Waste Water Operator, Planada Community Service District.

“Berkley One has been amazing!!! You have really gone above and beyond for us and made this very annoying accident as easy as possible.”

— Amy G.

Client in Illinois.

“I am incredibly pleased with the claim management, guidance, consult calls and quality of service we receive from Midwest Employers Casualty. The team is committed to prompt and efficient service - and is readily available for consult calls. The process is effortless, efficient, seamless and productive.”

— Tawanna B.

Senior Benefits Manager, Blue Cross Blue Shield of Michigan.

“Our Berkley Environmental Claims Adjustor has been incredibly responsive to us, and has clearly taken the time to research the particulars of this claim. She has contacted and spoken with our client, and has explained to him and to us what she has been able to determine from her thorough research of the information presented so far in this claim. I am thankful that we have a competent, professional, dedicated, and pleasant-to-work-with adjuster in our corner.”

— Mary F.

Business Manager, Tech Painting Co.