High Value Personal Lines Insurance

High Value Personal Lines insurance is designed to protect the assets of high net worth individuals, including homes, luxury vehicles, art, antiques, and other collectibles, from unexpected damages caused by fire, flood, theft, and other liability-related events.

Specialists in Protecting High Net Worth Clients


Berkley thoroughly understands the insurance needs of high net worth clients and offers personalized solutions that deliver assurance and peace of mind. Our team boasts some of the most experienced insurance experts in the industry who carefully listen, adapt, and ask the right questions to help protect your highly valued assets with the right coverage.

Check out our Berkley Locator to discover which Berkley insurance business may be right for your High Value Personal Lines insurance needs.

How Berkley Protects Your High Value Personal Assets

Berkley’s high net worth coverages include the following: 

  • Homeowners – can provide property coverage for losses and damages to an individual’s house, including furnishings and other assets in the home. Homeowner’s insurance also can provide liability coverage for accidents to guests or others in the home or on the property. 
  • Automobile – can protect you against liabilities associated with bodily injury, property damage, or physical damage caused by an accident resulting from the operation of your vehicle. In addition, there are coverage options for high value and collector vehicles which can be written on an agreed value or replacement cost basis. 
  • Personal Umbrella – can provide additional liability coverage in excess of your home and personal auto policies. 
  • Fine Art, Jewelry and Collectibles – can provide coverage for fine art, jewelry, or collectibles, including wine, stamps, coins, and other items that may have been stolen or damaged during a covered event. 
  • Recreational Marine – can protect you financially from injuries or damages caused by a covered loss from your recreational marine item.
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What Our Customers Say

“I was very fortunate to have Preferred Employers Insurance take over my case. I was at a standstill until their team started handling my situation. The company is great at what they do and anyone else who has the pleasure of working with them will find out the same! Thanks again so very much!”

— Frank V.

Waste Water Operator, Planada Community Service District.

“Berkley One has been amazing!!! You have really gone above and beyond for us and made this very annoying accident as easy as possible.”

— Amy G.

Client in Illinois.

“I am incredibly pleased with the claim management, guidance, consult calls and quality of service we receive from Midwest Employers Casualty. The team is committed to prompt and efficient service - and is readily available for consult calls. The process is effortless, efficient, seamless and productive.”

— Tawanna B.

Senior Benefits Manager, Blue Cross Blue Shield of Michigan.

“Our Berkley Environmental Claims Adjustor has been incredibly responsive to us, and has clearly taken the time to research the particulars of this claim. She has contacted and spoken with our client, and has explained to him and to us what she has been able to determine from her thorough research of the information presented so far in this claim. I am thankful that we have a competent, professional, dedicated, and pleasant-to-work-with adjuster in our corner.”

— Mary F.

Business Manager, Tech Painting Co.