Commercial Auto & Trucking Insurance

Commercial auto insurance can protect your business against liabilities associated with bodily injury, property damages, or physical damage caused by an accident resulting from the operation of your company passenger autos, trucks, tractors, and trailers.

Specialized Focus on Commercial Auto Insurance


Managing your commercial auto assets and expenses continues to be an ongoing challenge, whether you have a few vehicles or a large fleet. Berkley can offer commercial auto insurance solutions to protect your assets and minimize losses. It is important to have the right auto coverage backed by an insurance provider you can count on.

Check out our Berkley Locator to discover which Berkley insurance business may be right for your Commercial Automobile and Trucking Insurance needs.

Customized Protection for Your Commercial Automobile Assets

Our commercial automobile insurance can help protect your investment in your owned autos, pay medical expenses when injuries occur, and cover your legal liability as a result of an auto accident. With our superior underwriting expertise, comprehensive risk management resources, and claims capabilities, we can provide services and coverages to meet your needs.   


Commercial automobile and trucking coverages typically available: 

  • Liability Coverage- for injuries, death or property damage if a driver causes an accident while working.  

  • Physical Damage Coverage (Comprehensive, Specified Cause of Loss & Collison)- for vehicle damage from theft, vandalism, flood, fire, and damage if a covered vehicle is hit by an object or another car.   

  • Uninsured/Underinsured Motorists- for injuries or property damage caused by an uninsured or hit-and- run driver or where underinsured motorist coverage does not cover all the expenses.  

  • Medical Payments- for medical expenses for driver or passenger in auto accident, regardless of fault.    

  • Personal Injury Protection- for medical expenses and lost wages as result from auto accident.  

  • Garage Liability – for bodily injury and property damage resulting from your garages’, repair shops’, and auto dealers’ operations. 

  • Garagekeepers' Legal Liability- for loss to a customer's auto left in the insured's care, custody or control. 

  • Trailer Interchange- for physical damages to trailers in your possession or your trailers in possession of anyone else under a written trailer interchange agreement.  

  • Motor Truck Cargo- for losses related to damaged or lost cargo. 

  • Brokerage Contingent Auto Liability - for brokers and forwarders when they are held responsible for the actions of motor carriers that they select in third-party liability claims. 

  • Leasing Contingent Auto Liability - for the lessor in third-party liability claims. 

  • Excess Auto Liability - for liability losses above the primary layer. 


See how Berkley can help

Choose an industry and/or product to find the best Berkley solution for your needs. Or click Search to view all Berkley insurance providers.

What Our Customers Say

“I was very fortunate to have Preferred Employers Insurance take over my case. I was at a standstill until their team started handling my situation. The company is great at what they do and anyone else who has the pleasure of working with them will find out the same! Thanks again so very much!”

— Frank V.

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— Mary F.

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